A dialysis center owner reviews his finances on a tablet, relieved
Renovia Finance

Your PhilHealth claims, paid today.

The 120-day reimbursement wait is the quiet killer of dialysis centers. We factor your receivables so you get the cash now — and PhilHealth catches up on its own schedule.

~120 days
The PhilHealth reimbursement lag every center quietly finances out of its own pocket
Today
When Renovia Finance advances cash against those approved claims
48 hrs
Typical turnaround from documents in to funds released
What we do

Cash flow relief first. Everything else follows.

Renovia Finance is the front door to the network — the fastest way to steady a center without taking on a partner or giving up equity.

Receivables factoring

We advance against your approved PhilHealth claims so a 120-day wait becomes same-week cash — payroll met, suppliers paid, lights on.

Fast, clean underwriting

We already understand dialysis billing. Documents in, decision back in days — not a banker's months of back-and-forth.

Grow without diluting

Fund the next machine, the next station, the next month of packs from your own receivables — no equity given away, no new landlord.

How it works

Stop lending PhilHealth money for free.

Every approved claim is cash you've already earned, sitting in a queue. We move it forward to today so your center runs on its own strength instead of its own patience.

  • Submit your approved claims. Send the documentation you already file with PhilHealth.
  • We advance the cash. Funds released against the receivable — typically within 48 hours.
  • PhilHealth settles to us. Reimbursement arrives on its own timeline. You never waited.
Get a quote

See what your receivables are worth today.

Tell us your monthly PhilHealth volume and we'll come back with an advance rate and turnaround — usually within two business days.

A center owner reviews finances, reassured
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Request received.

A Renovia Finance specialist will come back to you — usually within two business days.